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Product Manager II, Payments Risk

GoogleMountain View, CA, USA

Minimum qualifications:

  • Bachelor's degree or equivalent practical experience.
  • 4 years of experience in product management, consulting, co-founder or related technical role.
  • 2 years of experience building and shipping technical products
  • Experience in payments or fintech industry.

Preferred qualifications:

  • 3 years of experience in a business function or role (e.g., strategic marketing, business operations, consulting).
  • 3 years of experience in a role preparing and delivering technical presentations to senior leadership.
  • 2 years of experience in software development or engineering.
  • 2 years of experience working cross-functionally with engineering, UX/UI, sales finance, and other stakeholders.
  • Experience in trust and safety, or risk management fields.
  • Expertise in core risk and payments infrastructure, data, tools, systems, and workflows

About the job

At Google, we put our users first. The world is always changing, so we need Product Managers who are continuously adapting and excited to work on products that affect millions of people every day.

In this role, you will work cross-functionally to guide products from conception to launch by connecting the technical and business worlds. You can break down complex problems into steps that drive product development.

One of the many reasons Google consistently brings innovative, world-changing products to market is because of the collaborative work we do in Product Management. Our team works closely with creative engineers, designers, marketers, etc. to help design and develop technologies that improve access to the world's information. We're responsible for guiding products throughout the execution cycle, focusing specifically on analyzing, positioning, packaging, promoting, and tailoring our solutions to our users.

The ability to properly manage payments risk in an ever evolving environment through innovation is a strategic differentiator and enabler of Google’s business growth.

The Payments Risk team is responsible for building and refining Risk Management solutions to protect all of Google businesses from online fraud. We achieve this by systematic and consistent investment in a robust and scalable Risk Platform supporting customizable risk controls while leveraging Google's technology, machine learning, data, tools, and infrastructure. We use Risk Platform capabilities to balance loss reduction with great user experience for Google businesses and to enable sustainable growth in Google's product offerings.

Whether it is paying online with Autofill, using tap and pay in stores, or using the Google Pay app, the Payments team at Google is focused on making payments simple, seamless, and secure. In addition to consumer payment technologies, the Payments team also powers the money movement between Google and its consumers and businesses.

The US base salary range for this full-time position is $142,000-$211,000 + bonus + equity + benefits. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

Please note that the compensation details listed in US role postings reflect the base salary only, and do not include bonus, equity, or benefits. Learn more about benefits at Google.

Responsibilities

  • Develop and lead the outlook and strategy for the mitigation of Payments Risk on Google’s digital products.
  • Develop and secure buy-in for a product roadmap that identifies, defines, and supports the overall product narrative and direction, achieving an outcome that is greater than the sum of its parts. 
  • Anticipate evolving payments landscape and emerging regulations that could impact Payments Risk product responsibilities and proactively facilitate products and/or remediations.
  • Work closely with Risk and partner engineering and data science teams, risk operations, analytics as well as executives of key vertical customers to drive Risk Platform product strategy and roadmap.
  • Drive the business requirements for product launches and other projects by designing products and solutions for all business processes reducing risk, customer impact with increased efficiency using the latest in Google technology.

Information collected and processed as part of your Google Careers profile, and any job applications you choose to submit is subject to Google's Applicant and Candidate Privacy Policy.

Google is proud to be an equal opportunity and affirmative action employer. We are committed to building a workforce that is representative of the users we serve, creating a culture of belonging, and providing an equal employment opportunity regardless of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or related condition (including breastfeeding), expecting or parents-to-be, criminal histories consistent with legal requirements, or any other basis protected by law. See also Google's EEO Policy, Know your rights: workplace discrimination is illegal, Belonging at Google, and How we hire.

If you have a need that requires accommodation, please let us know by completing our Accommodations for Applicants form.

Google is a global company and, in order to facilitate efficient collaboration and communication globally, English proficiency is a requirement for all roles unless stated otherwise in the job posting.

To all recruitment agencies: Google does not accept agency resumes. Please do not forward resumes to our jobs alias, Google employees, or any other organization location. Google is not responsible for any fees related to unsolicited resumes.

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